Getting pre-approved for a mortgage should be your very first step in the home buying process. It's a conditional commitment from your lender that allows you to understand how much you can comfortably afford to spend on a home before you start browsing listings. Falling in love with a home that's outside your budget can lead to disappointment, so getting pre-approved helps you set realistic expectations and saves you time by focusing your search on properties within your price range. Don't wait to find out if you qualify for a mortgage – get pre-approved and start your home buying journey on the right foot.